Insurance Bad Faith – $1,750,000 Settlement (California 2017)

Insurance Bad Faith

Conal Doyle obtained a $1,750,000 settlement on behalf of a 42 year old woman who was denied two prosthetic limbs by a national insurance company. The plaintiff, a bilateral amputee, lost both legs when a car ran into her while she was retrieving mail from her mailbox.

During her grueling recovery and rehabilitation, her prosthetist prescribed two new microprocessor prosthetic limbs, and even forwarded video of the plaintiff walking with the aid of prosthetics to the insurance company’s Medical Director.  The insurance company denied the claim, alleging that the legs were not “medically necessary.”

Mr. Doyle was retained, and filed suit immediately.  Within days, the insurance company agreed to pay the claim, and paid the prosthetist over $180,000 to provide the new prosthetics.    Before discovery commenced, Mr. Doyle negotiated an additional $1,750,000 in a damages settlement, for a total recovery of over $1,940,000.

This is the largest reported settlement of an individual prosthetic limb bad faith insurance denial in California history.

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