$800,000 Settlement-Insurance Bad Faith, Wrongful Denial of Prosthetic Benefits

Insurance Bad Faith

Conal Doyle obtained an $800,000 damages recovery plus payment of a $75,000 prosthetic arm on behalf of a young actor who was denied a myoelectric arm by a major national health insurer.  The plaintiff’s arm had been amputated due to cancer and he needed a prosthetic arm to obtain TV and commercial roles, as well as care for his three young children.  The same insurer had denied him a prosthetic arm just three years earlier, and settled a lawsuit resulting from that denial for $525,000.  The insurer did not learn it’s lesson the first time, and settled the second case for a total of almost $900,000, before commencement of discovery.